FamilySave Money

Money for your family

Helping parents choose the right cards, accounts and ways to save for their children.

Find a starting point Read the parent guide

GoHenry product imagery

What do you need help with?

My child needs their first card

Compare children’s cards, pocket money cards and parent-controlled accounts.

Compare kids cards

They’re ready for a bank account

Understand which children’s and teenager bank accounts are available by age.

Find a bank account

I want to save for them

Understand children’s savings accounts and ways to build money for their future.

Guide coming soon — read the basics

I’m thinking about a Junior ISA

Understand Cash and Stocks & Shares Junior ISAs in straightforward language.

Guide coming soon — read the basics

A closer look at children’s cards

Official provider images. Designs can change; compare eligibility, features and costs below.

Monzo Under 16s

Official purple NatWest Rooster Money prepaid card

Rooster Card

FlexOne

Start with their age

Start with a guide, then check each product’s exact opening age.

0 to 5years 6 to 10years 11 to 13years 14 to 15years 16 to 17years

Turning 13? See what changes for phone payments and independence.

A little less guesswork

What will it cost your family?

Look beyond the monthly price. Compare a full paid year for one child or two, including conditional Rooster pricing.

Compare GoHenry and Monzo

Clear answers to real parent questions

Kids’ cards and bank accounts: where to start GoHenry alternatives: what does your family need? Free kids’ debit cards: look beyond the monthly fee GoHenry vs Monzo Under 16s GoHenry vs NatWest Rooster Money A bank account for an 11- or 12-year-old A bank account for a 13-year-old: their next step A first card for a 10-year-old

Saving for their future

Start with when they’ll need the money

For money they may need soon, compare children’s savings accounts by access, interest rate, deposit limits and who owns the money. A savings pot inside a spending app is not automatically an interest-bearing savings account.

Our dedicated savings comparisons are being prepared. For now, these basics and the official resources below can help you decide what to research.

MoneyHelper: saving for your children

Guide coming soon

Our dedicated Junior ISA guide is being prepared. These introductory points and the official rules can help you start your research.

Junior ISAs, in plain English

A Cash Junior ISA holds cash savings. A Stocks & Shares Junior ISA holds investments, whose value can go down as well as up; your child may get back less than you put in. Money in a Junior ISA normally cannot be withdrawn until the child turns 18, when it belongs to them to manage.

Think about access and the time until they need the money before choosing between a savings account and a Junior ISA. Tax treatment depends on individual circumstances and rules can change.

GOV.UK: Junior ISA rules

FamilySave UK is a family-run site led by Carol, with technical and data support behind the scenes.

How we compare · Selected UK products; no paid ranking.

Product information checked: 4 October 2026

Commercial links are labelled. Commercial relationships do not determine which products we include or our conclusions.

Monzo referral: If a reward is currently available through our referral link, you'll see the amount and eligibility on Monzo's referral page before signing up. Terms apply.

GoHenry referral: If you join GoHenry through our referral link and meet the qualifying conditions, you'll receive £10. FamilySave UK will receive £30 from GoHenry. The reward is paid after your GoHenry account has remained active for 60 days and at least one child card has been activated. Terms and eligibility apply.

General information, not personalised financial advice. Check current fees and eligibility with the provider before applying.

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