Compare the options
Selected products, in an editorial order. No paid ranking. Costs shown for one child, excluding usage fees.
GoHenry Everyday
Pocket money, chores and educational activities
- Age at opening
- 6–18
- Product type
- Prepaid card
- Monthly subscription
- £3.99
- Annual subscription
- £47.88 on monthly billing
- Parent bank requirement
- A GoHenry parent profile and funding method are needed; no specific parent bank required.
- Parent controls
- Parent app; Card controls
- App
- Parent and child apps
- Savings
- Savings goals; interest savings belong to higher-priced plans
- Spending controls
- Parental card controls
- Cash withdrawals
- Availability and fees: confirm with provider
- Apple Pay
- From 13
- Google Pay
- Not confirmed
- Learning
- Everyday: introductory Money Missions; Plus and Max include the wider library
- Money protection
- GoHenry is not a bank. Its terms describe different arrangements for card funds, top-up e-money and separate savings products; check the applicable terms rather than assuming bank deposit protection.
Other costs: Everyday includes one free top-up a month; additional top-ups cost 50p. Optional card designs cost extra.
One-month trial, then automatic paid renewal
Who it suits and what to check
May suit: Parents who will regularly use chores and learning activities.
Consider: Consider which learning tools your plan includes, and the top-up fees. Plus costs more; Max has family pricing.
Plus is £5.99/month per child; Max is £9.99/month for up to four children. These are different feature bundles.
No interest rate quoted: the pricing page contains mixed plan labels.
Rooster Card
Annual billing or a conditional free subscription
- Age at opening
- 6–17
- Product type
- Prepaid card
- Monthly subscription
- £1.99
- Annual subscription
- £19.99 billed annually
- Parent bank requirement
- No NatWest account needed for the paid card; eligible NatWest Group customers can claim the free offer.
- Parent controls
- Card freeze; Flexible card controls; Parent oversight
- App
- Parent and child app access
- Savings
- Goal pots and parent-set interest (paid by the parent)
- Spending controls
- Set daily card spending limits
- Cash withdrawals
- UK cash withdrawals available, within published limits. No provider fee for UK ATM use; cash machine operators may charge. Daily withdrawal limit £200.
- Apple Pay
- From 13
- Google Pay
- From 13
- Learning
- Dedicated learning programme not confirmed
- Money protection
- The prepaid card uses NatWest’s e-money permission. E-money safeguarding is different from FSCS deposit protection.
Conditional free option: Eligible NatWest, RBS or Ulster Bank parent (offer claimed). Up to 3 cards; eligibility and claiming required.
Other costs: Check top-up, cash withdrawal and other usage limits; subscription-free does not mean every transaction is free.
One-month trial, then automatic renewal
Who it suits and what to check
May suit: Eligible NatWest Group families, or parents wanting chores and pots at a lower subscription cost.
Consider: The free virtual tracker has no real money or spending card. The free card offer must be claimed and ends if eligibility ends.
Free offer covers up to three cards per household while eligibility continues. Paid annual price is per card.
What will it cost your family?
GoHenry Everyday
£3.99/month
£47.88/year
Rooster Card
£1.99/month
£23.88/year
FamilySave difference: £24.00 a year — Rooster Card has the lower subscription cost
1 child · 12 monthly payments. A normal paid year; excludes trials, card delivery, top-ups and other usage fees. Each product’s features differ.
For two children
GoHenry Everyday
£7.98/month
£95.76/year
Rooster Card
£3.98/month
£47.76/year
FamilySave difference: £48.00 a year — Rooster Card has the lower subscription cost
2 children · 12 monthly payments. A normal paid year; excludes trials, card delivery, top-ups and other usage fees. Each product’s features differ.
With annual billing
GoHenry Everyday
£3.99/month
£47.88/year
Rooster Card
£1.99/month (monthly option)
£19.99/year
FamilySave difference: £27.89 a year — Rooster Card has the lower subscription cost
1 child · Annual billing where offered; monthly billing otherwise. A normal paid year; excludes trials, card delivery, top-ups and other usage fees. Each product’s features differ.
Eligible NatWest Group parent, offer claimed
GoHenry Everyday
£3.99/month
£47.88/year
Rooster Card
£0.00/month
£0.00/year
FamilySave difference: £47.88 a year — Rooster Card has the lower subscription cost
1 child · 12 monthly payments. A normal paid year; excludes trials, card delivery, top-ups and other usage fees. Each product’s features differ.
Already a NatWest Group customer?
The Rooster offer covers up to three cards per household for eligible adult NatWest, RBS or Ulster Bank customers while they remain eligible. Connect the qualifying account and claim the offer. An existing paid subscription changes at its end; the free offer is not automatically a refund.
If eligibility ends, the subscription can renew at the then-current monthly price. Read the cancellation and renewal terms before claiming.
Monthly billing and annual billing give different answers
Rooster has both a monthly subscription and a discounted annual option. The calculator lets you compare each against GoHenry Everyday. GoHenry’s introductory month is excluded so you can see the recurring paid-year cost.
GoHenry’s Plus and Max plans cost more and have different features. For a larger family, check family pricing before multiplying a single-child cost. This comparison uses the entry card plans only.
Beyond the price
Chores and regular allowance are available in both products. Rooster offers goal pots and parent-set interest; that interest is money the parent pays, not a bank interest rate. GoHenry offers plan-specific educational activities.
For NatWest Group parents looking for chores and a card, Rooster is a useful starting point. Parents who value structured learning should inspect GoHenry’s included lessons. Neither conclusion depends on a commercial relationship.
Questions parents ask
Do I need to bank with NatWest to use Rooster?
Not for the paid Rooster Card. The free subscription offer requires an eligible NatWest, RBS or Ulster Bank account and must be claimed.
Is parent-set interest the same as savings interest?
No. Parent-set interest is a teaching feature funded by the parent. It is not interest paid by the bank on a deposit.
Keep comparing
Back to the cards and accounts parent guide · Try the Money Finder · Explore FamilySave Money
Sources for this comparison
7 links
- www.gohenry.com/uk/pricing (opens in a new tab)
- www.gohenry.com/uk/terms-and-conditions/ (opens in a new tab)
- roostermoney.com/pricing/ (opens in a new tab)
- roostermoney.com/natwest-offer/ (opens in a new tab)
- roostermoney.com/pricing-fees-and-limits/ (opens in a new tab)
- www.natwest.com/support-centre/help-with-your-product/rooster-money/can-i-set-up-my-natwest-rooster-card-on-apple-or-google-pay.html (opens in a new tab)
- www.fca.org.uk/consumers/using-payment-service-providers (opens in a new tab)
Official product, pricing and help pages checked for this guide. Unconfirmed details are labelled in the comparison.
FCA: payment providers and safeguarding · Tell us about a correction